Case Study: Life Settlement Industry

Life Insurance, Borrowing Money, Present vs. Future Needs, Alignment of Incentives, Insurable Interest

What could we possibly from a boring topic like life insurance?

How might we balance present vs. future financial needs? In a crisis?

When we invest in something, we hope for the thing we're investing in to succeed. Are there examples that violate this intuition? How might we create a system that forces better alignment of incentives?

How did life insurance evolve from a simple protection plan into a financial asset that Wall Street firms buy, sell, and trade like stocks?

Analysis Framework: Helmer's 7 Powers